Men's monthly income of thousands to do 25 credit card overdraft 300,000

"I just can't figure it out. The bank knows that he hasn't paid any money yet. Why did he have to send so many cards to my son again and again?" The anxious thing is that Shanghai Old Week, in order to give his son a lot of money, The credit card owes money and the family is still on the brink of “selling a house”.

Lao Zhou’s son’s monthly income is only 1,000 yuan, but he has handled 25 credit cards from banks and has accumulated overdrafts of nearly 300,000 yuan. Zhou asked the bank to list his son with no repayment ability on the “blacklist” and confiscated the previous 12 cards. Within a month, his son managed 13 credit cards from nine banks. Lao Zhou believes that the bank is responsible for this matter, but now the bank not only sued Xiao Zhou for the court, but also asked him to repay the principal and high interest in full.

[Comment] Of course, Xiao Zhou had problems with Xiao Zhou, but the banks also had the drawbacks of the banks. When the card is being used, the ceiling is unresolved and it is not subject to censorship. Banks can't seduce consumers with irresponsibility, but they also blame the consumers with their hands. The credit system is indeed a problem, but if banks only recognize interests and do not recognize responsibilities, even if we have established a complete credit system, then the mini-week-old card slaves will continue to emerge.

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