After a bicycle accident, your first priority is to ensure everyone's safety. If possible, move to a safe location and call 911 immediately. Request both police and emergency medical services (EMS) to respond to the scene. This ensures that an official record of the incident is created and that any injured parties receive prompt care.
Avoid speaking with anyone about the crash, especially the other driver or their insurance company. Anything you say could be used against you later. However, if a police officer arrives, it’s important to provide them with your account of what happened, along with your contact information. Be clear, honest, and concise—don’t volunteer extra details.
For example, if you tell a witness, “I didn’t see the car before it hit me,†that statement might be interpreted as “I wasn’t paying attention.†Be careful with your words. Even if you feel guilty, it’s best to let the police handle the investigation and avoid admitting fault.
It’s also crucial to gather contact information from any witnesses. If you’re injured and unable to do so yourself, ask someone else to help. In one case I witnessed, a cyclist was hit by a car. The driver admitted running a red light, but the cyclist hesitated to take the witness’s contact info. Later, the police needed the witness’s statement, and the testimony helped prove the driver was at fault. Always document witness details.
Make sure the police have all the necessary information, including the driver’s name, license plate, and insurance details. While officers are required to collect this data, they may not always do so thoroughly. If you’re not seriously hurt, ask the officer to write a ticket for the driver. Many states have laws requiring drivers to pass cyclists safely, and violating these can result in citations.
After the accident, ask the police for a copy of the accident report. This document will be essential if you decide to file a claim or seek legal assistance. Before speaking with the driver’s insurance company, consult with an attorney. Insurance adjusters are trained to minimize payouts, so it’s wise to have legal guidance before making any statements.
Here are some key steps to follow after a bicycle accident:
- Call 911 and request police and EMS
- Gather witness information
- Ask the police to write the driver a ticket
- Take photos of the car, bike, and the scene
- Get the car’s license plate number
- Do not make a statement to anyone except the police
- Consult with an attorney before filing a claim
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